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Showing posts from November, 2012

Finance and Health:10 tips to save on prescriptions

These days, getting sick can be a costly business, especially if you can’t afford medical insurance. Not only do you have to worry about paying the consultation bill from the doctor, but the cost of prescriptions also seems to skyrocket each time you need to have them filled. The good news is that there are many ways to save money on your prescriptions. While they may require some effort on your part, the savings will be well worth it. The following are 10 tips to save money on prescription drugs: 1. Always inquire about generic options. Many brand-name medications have generic substitutes, which are required by law to contain exactly the same ingredients as the brand-name versions. Whenever you receive a prescription from your doctor for medication, make sure to ask about available generic alternatives. You could end up saving as much as 80 per cent on the cost of your prescription. 2. Find out if you qualify for Patient Assistance Programs. Certain pharmaceutical comp...

CAREER:

CERTIFIED OR QUALIFIED. WHERE DOES THE DIFFERENCE LIE? Being qualified means you have practised, experienced and proven that you are capable of performing or handling tasks or situations. On the other hand, being certified means to confirm formally as true, accurate, or genuine. Fresh graduates are usually the main "targets" for certifications because they are usually informed even before leaving school that XYZ certifications are important, and this even goes on to the service year. A lot of "crash" programmes are conducted, and usually, most corps members have a target of leaving service with at least four certificates: NYSC discharge certificate, probably a Local Government certificate of commendation, and at least two other certificates (e.g IFCP, NINT, OFR, OON, e.t.c) However, it is very crucial to understand that although professional courses and certifications are important, the more important issue is becoming who the employers want; becomi...