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May each day of your Christmas be filled with peace, and may God's love light your way through the new year. Thinking of you and wishing you my esteemed followers His blessing always. Olatunde Oyeneyin.

No matter how empty you are going down, strive going up full.  Secret of great men lies in their history; They all had one thing in common; they failed at one time or the other but they learn from their mistakes and ended up better and more fulfilled.

Mark Zuckerberg made $3.5 billion last month (November)     Facebook's stock shot up from $21.08 a share on the first day of trading in November to $28 a share at the end of the day Friday, its highest price since July. Zuckerberg, who owns about 504 million shares of Facebook stock, gained about $3.48 billion as a result... When Facebook first went public at $38 a share in May, Zuckerberg’s shares were worth $19.1 billion. In the following months, the stock dropped to less than half that IPO price to $17.55 in late August, pushing Zuckerberg’s net worth down to $8.84 billion. Since then, Facebook’s stock has recovered in fits and starts and so has Zuckerberg’s wealth. November proved to be by far the most robust growth month for the stock to date, thanks to two big factors. First, the company had a strong earnings report in late October, which showed that Facebook was making progress in monetizing mobile. Seco...

These days, getting sick can be a costly business, especially if you can’t afford medical insurance. Not only do you have to worry about paying the consultation bill from the doctor, but the cost of prescriptions also seems to skyrocket each time you need to have them filled. The good news is that there are many ways to save money on your prescriptions. While they may require some effort on your part, the savings will be well worth it. The following are 10 tips to save money on prescription drugs: 1. Always inquire about generic options. Many brand-name medications have generic substitutes, which are required by law to contain exactly the same ingredients as the brand-name versions. Whenever you receive a prescription from your doctor for medication, make sure to ask about available generic alternatives. You could end up saving as much as 80 per cent on the cost of your prescription. 2. Find out if you qualify for Patient Assistance Programs. Certain pharmaceutical comp...

CERTIFIED OR QUALIFIED. WHERE DOES THE DIFFERENCE LIE? Being qualified means you have practised, experienced and proven that you are capable of performing or handling tasks or situations. On the other hand, being certified means to confirm formally as true, accurate, or genuine. Fresh graduates are usually the main "targets" for certifications because they are usually informed even before leaving school that XYZ certifications are important, and this even goes on to the service year. A lot of "crash" programmes are conducted, and usually, most corps members have a target of leaving service with at least four certificates: NYSC discharge certificate, probably a Local Government certificate of commendation, and at least two other certificates (e.g IFCP, NINT, OFR, OON, e.t.c) However, it is very crucial to understand that although professional courses and certifications are important, the more important issue is becoming who the employers want; becomi...

Ideas they say rules the world, act on that dream and desire, you gain nothing by not acting, so why not act if just for the fun of it. Consider this quote...................... Great minds discuss ideas, average minds discuss events, small minds discuss people, Eleanor Roosevelt.   Keep the dream alive!

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A former Croatia Miss Sport finalist and footballer Tihana Nemcic became the first woman to be appointed coach of a men’s club on Tuesday, local media reported. The 24-year-old Nemcic will coach Croatian fifth division side NK Viktorija Vojakovac. “I am the head coach and I have full liberty to create and plan the team’s tactics,” she told daily 24 sata (24 hours). “The guys know the game, but there is a lot more to do,” added Nemcic, who has played for ten years for Dinamo Zagreb’s women’s team and the national squad. Nemcic said that there was no reason why eyebrows should be raised in her getting the job. “If a woman and a man have the same professional qualifications for a coaching job, I see no reason why I should not get into male football,” she said. In 2008, Nemcic, a long-haired blonde, was among 15 finalists for Croatia’s Miss Sport. She said her players “listen to me and make no problems.” “We are a great team and we all want to improve and reach the...

A SECURITY RESEARCHER has exposed vulnerability in some Samsung handsets that leaves them open to a remote wipe attack. Ravi Borgaonkar showed off the attack at the Ekoparty security conference, reports Slashgear. There he showed how a hacker could direct the user to a webpage where some malicious code could plunge them into a factory reset nightmare. Borgaonkar's talk, Dirty use of USSD Codes in Cellular Network, showed how the Unstructured Supplementary Service Data (USSD) protocol, which is commonly used, can be exploited by attackers. The attack can rely on people following links that suggest a trip to a website where you might see a "sexy co-ed" or equivalent. But as we have seen time and time before, people will fall for this type of thing. QR codes can also send people to attack webpages, according to Borgaonkar, as can NFC tags. Basically, anything that can open a URL can be used, he explained. He said that attackers can kill a SIM card and wipe the...

Shakira is expecting her first baby with Gerard Pique SHAKIRA has confirmed she is pregnant. The 35-year-old singer told fans she is expecting her first baby with Spanish soccer star, Gerard Pique, 10 years her junior. Taking on her blog, she revealed she was cancelling engagements over the next week, including a set at the iHeartRadio Music Festival in Las Vegas. She wrote: “As some of you may know, Gerard and I are very happy awaiting the arrival of our first baby! “At this time we have decided to give priority to this unique moment in our lives and postpone all the promotional activities planned over the next few days.” “This means I will not be able to be a part of the iHeartRadio Music Festival, but I’m sure this weekend in Las Vegas will be spectacular and I will be closely following everything that happens there! She added: “I’d like to thank Clear Channel and my fans for their constant love and understanding. “Big kiss! And will see you very soon! Shakir...

Arik Air, Nigeria's biggest airline, Thursday morning suspended all flight operations throughout the country. Although details are still sketchy, the airline is believed to have taken the action because of some differences between it and Federal Airports Authority of Nigeria (FAAN).

         Arsenal boss Arsene Wenger fears Robin van Persie 's move to Manchester United will come back to haunt him. Wenger takes his team to French champs Montpellier in the Champions League tonight without his star striker from last season. Van Persie signed for Manchester United and Wenger said: “I’d have preferred him to go to a foreign club, so that he doesn’t haunt us. “You have to accept it, it’s part of life. Obviously, it hurts to see him in another shirt. “Every move he makes, every gesture, he tries to do it to perfection. “You can call him at 10 o’clock at night, you won’t find him in a nightclub. “He’s either watching a football match, a video or preparing himself for the next match.”   Make money online through referrals by clicking on the link. I have tried it and it worked. Hurry now while it lasts.http://incomepart.com/ref.php?page=act/ref&invcod=58605

                   Arsenal boss Arsene Wenger is on red alert over Chelsea legend Didier Drogba 's availability from Shanghai Shenhua.   The club's chief Zhu Jun has given his co-owners two weeks to give him more control or he'll withdraw his funding.   The state-backed Shanghai Youth Daily newspaper today quoted an unnamed source as saying: “If this issue is not resolved satisfactorily, from October Zhu Jun might take action. If the issue of Drogba’s salary is still not effectively handled, he might again book a ticket home.” If the club have to release Drogba and Anelka it would pave the way for a return to the Premier League.   Arsenal manager Arsene Wenger last week denied he was interested in Drogba but Liverpool might be given that they are short up front after allowing Andy Carroll to join West Ham on loan.

Trying to really figure out is there is really a difference between an iPhone and a smart phone can be a bit confusing. Not to worry, this short piece will definitely solve the puzzle and as you read through.   Do you know that the iPhone is actually a type of smartphone? Smartphones combine cellphones and PDAs into a single device that offers much of the same functionality as a basic computer. An iPhone is a type of smartphone. The iPhone offers many of the advanced features found on competing devices, but it also differs from other smartphones on the market.   Operating System The iPhone runs the iOS operating system, or OS. Other smartphone operating systems include Android, Blackberry, Symbian and Windows. The iOS runs solely on the iPhone, while other operating systems, such as Android, are available on multiple brands of cellphones. The iOS includes multitasking, folders and tethering that allows other devices to share the phone’s Internet connection, b...

  The Ferdinand brothers are gunning for Chelsea star Ashley Cole . The Daily Mail says Queens Park Rangers defender Anton Ferdinand is ready to refuse to shake hands with Cole before Saturday’s game against Chelsea at Loftus Road.   And in another twist, Ferdinand’s older brother Rio is considering a similar snub to his former England team-mate when Manchester United face Chelsea on October 28.   The Ferdinands believe they were betrayed by Cole when he agreed to speak as a defence witness for John Terry in his successful court battle against the charge that he racially abused Anton last season.

To get control of your life you must first get control of your time.

Cyber-crooks are increasingly taking aim at smartphones, following their prey as lifestyles migrate to Internet-linked mobile devices, according to new reports by online security firms.   Symantec’s annual Norton Cybercrime Report calculated that such crimes cost worldwide consumers $110 billion in the past year, with an increase in attacks on mobile devices and online social networks, Agence France Presse reports.   “Cybercriminals are changing their tactics to target fast-growing mobile platforms and social networks where consumers are less aware of security risks,” said Norton Internet safety advocate Marian Merritt.   Lookout Mobile Security estimated that millions of dollars have been stolen from people worldwide during the past year using smartphone “malware,” with a “toll fraud” virus proving to be a popular tool.   Toll fraud programmes prompt smartphones to send bogus premium text messages, charges for which are added to telecom service bil...

As explosive increase in big data is putting enormous pressure on existing infrastructure, especially in developing countries, hence the need for canvassing proper data management among organisations.    Corporate organisations  are to ensure effective management of data generated through their Information Technology systems. Proper management of data would give a company insight to manage the business as data had continued to expand rapidly and as time went on, companies’ data would continue to increase.    ‘’Although human-generated datasets, including Facebook pictures and Tweets, are getting the most attention in the media, the biggest source of data growth is machine-generated datasets . ‘’Digital technologies are moving to denser media, photos have all gone digital, video and medical imaging systems are using higher resolutions, and advanced analytics require significantly more storage.”

       Liverpool   winger Raheem Sterling has joined the senior England squad. The news comes hours after Jamaica admitted they planned to hold talks with the Liverpool   starlet about representing them.   Tottenham 's Jake Livermore and Adam Lallana of Southampton have also been added after Theo Walcott withdrew and Daniel Sturridge  missed training on Monday. A statement from the FA read: "Theo Walcott has returned to Arsenal having woken on Monday morning with illness. Daniel Sturridge was forced to sit out of training also due to stomach cramps, but the England medical team are hopeful he will be available for Tuesday evening.   " Southampton 's Adam Lallana , Tottenham Hotspur s's Jake Livermore and Liverpool 's Raheem Sterling will all join the squad."

Before computers were in common use, bookkeeping was done by an actual bookkeeper . This person kept a company's day-to-day financial records by manually recording every business transaction into a journal. The journal is a book of original entry for transactions. The journal entry included the date, the name of the accounts to be debited and credited, and the amounts. The bookkeeping process further required that all journal amounts be rewritten in (or "posted" to) the company's general ledger and subsidiary ledger accounts. With the writing and rewriting of so many amounts (as well as the manual calculations) it was realistic to assume that some errors would occur in the bookkeeping process. This potential for errors created the need to periodically "prove" that a company's accounts were "in balance," meaning the total of the debit balance accounts was equal to the total of the credit balance accounts. An internal document c...

Hi, I trust you have being able to put into practice what you read on this blog on creating multiple streams of income. Good, to cap it up i will like to add this one last tip and i bet you, it is a secret weapon to finacial freedom. Investment: Interest from investment is another form of income. Investment in this regard includes; contribution plans, fixed deposit (call account), investment in bonds and treasury bills. Caution should however be taken in negotiating interest rate, maturity date and other terms that may affect your returns. See you at the top!   Make a minimum of $2 by just clicking on the link, absolutely free and easy. http://incomepart.com/ref.php?page=act/ref&invcod=58605   SPEND WISELY !

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Manchester united  boss Sir Alex Fergusson  is ready to sign up Usain Bolt! The Daily Mail says Ferguson is ready to grant Jamaican sprint king Usain Bolt his ultimate wish and play him for Manchester united - against Real Madrid .   Speaking to the club's Inside United magazine , Ferguson revealed he wants to play him in the annual charity match against Real Madrid  legends where he will run the rule over his abilities. "Usain’s a character and a big United fan," Ferguson told Inside United . "But it’s interesting he says he’d like to play in a charity game.   "It could be brilliant, and next year when we play Real Madrid’s Legends again, there could be opportunities to bring him up and see how he does."

Berbatov: I've Lost Respect For Ferguson Dimitar Berbatov admits he has lost some respect for former boss Alex Ferguson after the way his Manchester United career came to a frustrating end. Berbatov, 31, eventually signed for Fulham on transfer deadline for £5 million after being frozen out at Old Trafford by Ferguson. The Bulgaria international shied away from moves to both Fiorentina and Juventus at the last minute, while his former club Tottenham made a last-ditch attempt to re-sign him but to no avail. Berbatov's loss of respect for Ferguson came from the way in which he believes he was treated unfairly at United in the closing months of his four-year spell there. "I don't think I deserved such treatment at United - not playing (regularly) in the last year," Berbatov said. "I went more than ten, probably 15 times to ask the coach if they needed me, and every time I was told that I'm an important player and should not leave, but then again...

Kaka: We'll Support Ronaldo To Succeed Kaka insists Cristiano Ronaldo will receive any support he needs from the Real Madrid squad. Ronaldo told reporters he was "sad" after Sunday night's 3-0 La Liga win over Granada, sending Spain's rumour mill spinning with speculation he was unhappy with his current salary or had fallen out with colleagues at the Estadio Santiago Bernabeu. Kaka, who himself has been unsettled in recent weeks, said that he and the rest of the Madrid squad were fully behind the Portuguese attacker. "Cristiano knows that he has the support of the team for whatever he wants," Kaka said. "The most important is that he is happy because he is a fundamental player for Real Madrid. He will have our support." The Brazilian playmaker was heavily linked with a summer exit from the club, with coach Jose Mourinho suggesting it might suit both parties, but now says he has decided to stay and fight for a first-team place....

 THE THINGS AN INTERVIEWER NOTICES ABOUT YOU! Interviews are most likely your gateway to any job and it helps to think like the interviewer to ace them. Here are four things most interviewers would notice first about any job candidate. - Your attire : you may have the right skills and be the perfect fit for the job but you also need to give a good appearance, it matters even more because people notice your looks first before they hear a word from you. Equally important is knowing what to wear for the different work environments. - Your Communication and expressive style : Communication is everything. Interviewers look out for job candidates who can sell themselves with words. Many times, when you are asked questions, interviewers are more interested in how you arrive at your answers and less in the answer being right or wrong. If you can, get background information on the interviewer; you need to know what s/he wants, better still, be adequately prepared for t...

Whatever things are true, whatever things are honest, whatever things are just, whatever things are lovely, whatever things are of good report, if there be any virtue, and if there be any praise, think on these  things........! Enjoy your day.   Make money online by simply making referrals. Just click on the link below and start earning. I have started earning as well, so you too can.

The best way to break bad habits is to replace them with good ones.

How have you be going about the process of creating multiple streams of income. Always have this at the back of your mind that you can only measure what you have worked on(assessment). If positive, then lets share ....................................   Budget and prioritize: Proper planning involves budgeting which entails prioritizing your needs and wants, initiating a savings plan and attaching cost estimates. By so doing, unplanned expenditure will not creep into your already prepared budget. If your budgeted expense is less than the actual, you have eventually succeeded in creating for yourself an income through adequate and well tailored budgeting. Reduce lending to the barest minimum: Don’t lend out money you cannot write off in the event of default. Reducing lending to friends and associates provides you with an avenue to save. Be back! Make money online by clicking the link below; http://incomepart.com/ref.php?page=act/ref&invcod=58605

Lets continue from where we stopped the last time. Hope you find this interesting and useful but remember the suggestions are mere opinion, act wisely!   Money market funds The average paid on a money market account has inched up a bit, to just under 0.5%. But with inflation at 1.7%, you're losing ground every day your cash languishes in a money market account. Plus you run the risk, however slight, of losing a bit of your principal. ... Money market mutual funds are not FDIC-insured,  and former U.S. bank regulator Sheila Bair has warned the market needs more reforms to prevent fund providers from "breaking the buck," or returning less than people invested. The average paid on a money market account has inched up a bit, to just under 0.5%. But with inflation at 1.7%, you're losing ground every day your cash languishes in a money market account. Plus you run the risk, however slight, of losing a bit of your principal. ... Money market mutua...