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Lets continue from where we stopped the last time. Hope you find this interesting and useful but remember the suggestions are mere opinion, act wisely!   Money market funds The average paid on a money market account has inched up a bit, to just under 0.5%. But with inflation at 1.7%, you're losing ground every day your cash languishes in a money market account. Plus you run the risk, however slight, of losing a bit of your principal. ... Money market mutual funds are not FDIC-insured,  and former U.S. bank regulator Sheila Bair has warned the market needs more reforms to prevent fund providers from "breaking the buck," or returning less than people invested. The average paid on a money market account has inched up a bit, to just under 0.5%. But with inflation at 1.7%, you're losing ground every day your cash languishes in a money market account. Plus you run the risk, however slight, of losing a bit of your principal. ... Money market mutua...

Start where you are. Use what you have. Do what you can."-- don't wait for all the resources to start before you start, whatever your hands find to do, do it with all thy might. Rome was not built in a day & the journey of a life time starts with a step. Start small dream big. Have a good week. Capo de CONSTANT el Asabia

5 Effective Work Habits For Fresh Graduates | MyJobMag News, Info and Gist

WIGAN ACCEPT CHELSEA’S MOSES BID: Wigan Athletics have accepted a £ 9m bid from Chelsea for forward Victor Moses. Chelsea have had four previous bids for the former England under-21 international rejected. The club chairman confirms that after four unsuccessful bids from Chelsea for victor Moses, "a fifth bid has today finally met the valuation and terms set but wigan athletic and been accepted” a club statement read.   Wigan have now given the Nigerian international permission to speak to the champions league winners.

"I had rather see a a sermon than hear one any day". Action they say speaks better than word. Have you put that dream, desire, thought to work? Act now!!

The Institute of Charterred Accountants of Nigeria induction for new members will take place from  the 6th to 7th November, 2012. See The Nigerian Guardian Newspaper Page 18 for details.

Having a swell time following my blog? This is just a tip of massive benefits to come. In the coming days, i will be sharing with you common office practice and procedures for account and administrative officers ranging from developing and setting up of ledgers, reconciliation and basic administrative forms that are necessary in the day to day running of a business. Hope you will find this useful. Please comments and feedbacks will be appreciated. Thanks!

"Put a task that seems disagreable in nature off your mind until the time to execute it''.

The Bible recorded that a man’s gifts will bring him before kings and princes. So what is that hobby, activity that you do at your leisure that brings you joy with little or no stress at all? Have you ever imagined or thought that hobby can generate income for you. It is a plain fact Here are some guidelines and tips to create for you multiple streams of income and give you a real shot at that financial freedom that you desire; Have the believe that there is that stream of income attached to your experience, expertise, hobby, etc, Do you cherish reading? If yes, do you know some people are actually looking for people who can devote much time to reading journals, articles, etc summarizing it for them and get paid? In this case you are getting paid for what you love doing. So start from what you know. See you next time......................

Lets continue from where we stopped last week on the topic; things that make you poorer. These items are mostly necessities, but usage without the right discipline can cause a strain on our finances. Here we go again ................. Credit cards Like smartphones, credit cards offer convenience. You get some great perks, including fraud protection and a third party to help with any merchant disputes. Most cards offer rewards programs that can give you free travel or cash back in return for your spending. But like smartphones, credit cards can cost you big time if you're not careful. ... More Failing to pay your balances in full every month is the biggest mistake, because the average credit card interest rate hovers around 16%, according to Bankrate.com. You'll likely pay more if your credit scores aren't great. Even worse than carrying a balance is paying only the minimum required. If your minimum is aro...

When obstacle arise, change your direction to reach your goal, not the decision to get there. Many road leads to success but a shortcut though fast will certainly not last. Diligence and hard work pays.

Some purchases keep costing you over a lifetime of use; others may have been a bad idea to begin with. Here's what to know to minimize unplanned spending. A smartphone A smartphone will change your life. Once you have one, you'll wonder how you ever managed without it. The maps and GPS navigation show you where to go. The camera and video functions allow you to document your life along the way. The games and music players mean you never have to be bored if there's downtime. ... More And the darn thing will cost you a small fortune. It's not just that smartphones are more expensive than other cells, even with the heavy subsidization wireless carriers offer to get you to sign a contract. The data plan typically costs $30 a month, although heavy users can spend more than $100. The apps can add up, a few bucks at a time. But the real danger is how easy these phones make it to shop. Install a retailer...

Manchester United are willing to put Robin van persie on the same wage as Wayne Rooney to bring the Arsenal striker to Old Trafford. The Telegraph says their willingness to match the £220,000 a week wages earned by Rooney has tipped the balance in their favour. The financial rewards will be staggering for the 29-year-old Dutchman at Old Trafford, and somewhat unprecedented given the stage of Van Persie’s career. To invest so heavily in a player who, as a striker, may have only three years of his prime remaining not only demonstrates United’s ambition, but is also indicative of how desperate they are and how willing to abandon usual spending policy to reclaim their No 1 status.

tc-xpress is a pet project designed by olatunde oyeneyin, ACA  to share vital and helpful information in the field of Finance and accounting, Sports, Entertainment, Relationships, Health, Technology, Career development and Business as a way of giving back to the society. How to turn traffic to website/blog into money So, if you believe information is key and knowledge is power , then lets get ready to roll.

It is not coincidental that you find yourself stressed out, overworked, and it might as well surprise you to learn that your job isn't solely to blame for your office woes. Read on to learn how to nix nine(9) common detrimental office habits or woes.  You constantly check your email or post updates/status There's a reason (beyond procrastinating) why you can't stay away from your personal email account and social networking sites. "Social interaction is addictive because it activates the rewards center of our brains," says David Rock DProf, director of the NeuroLeadership Institute and author of Your Brain at Work. Connecting to people is similar to eating chocolate, he explains. "The more you do it, the more you want it-that's when it becomes distracting." To keep yourself focused on work, Dr. Rock recommends designating times of day when you'll check these sites. That way, you'll get your fix without being sucked into the trap of consta...

Watch live video and highlights of events at the ongoing london 2012 olympics on www.youtube.com/olympics. Have fun............!